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Best Budgeting & Money Management

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. Design a sure-fire plan for paying off all debt—meaning cars, houses, everything Recognize the 10 most dangerous money myths (these will kill you) Secure a big, fat nest egg for emergencies and retirement! His seven-step plan includes paying off all debts except the home mortgage at an accelerated speed, creating a financial safety net that covers three to six months' expenses, investing 15 percent of income in a retirement fund, and saving for children's college expenses.
Reviews
"The baby steps are pretty straightforward: Baby Step 1 – $1,000 to start an Emergency Fund - you'll find this way easier than you expect to. Baby Step 3 – 3 to 6 months of expenses in savings. Baby Step 4 – Invest 15% of household income into Roth IRAs and pre-tax retirement. Baby Step 5 – College funding for children. Baby Step 6 – Pay off home early. Baby Step 7 – Build wealth and give. The rules are simple: 1) Live and breathe by your budget."
"In 4 months, I paid off my car loan, all credit cards and doctor bills!!!"
"* He lays out his seven Baby Steps and makes them simple to understand. * I really liked the quote, "If you worked for a company called YOU Inc. and you managed money at YOU Inc. the way you manage your own money now, would you fire you?" Dave Ramsey is rich because he is a business owner who can make money from his radio show, books, seminars, programs, etc. It would have been great to get his advice on that, but he probably didn't want to overwhelm the reader with too many topics. College loans can be very appropriate for some people, business loans can be great in the right situation, and his statement that you should put money toward paying down debt rather than getting the company 401(k) match seemed too extreme to me. goals or having an accountability partner, which have been shown to greatly help people achieve all kinds of dreams."
"This book has been adopted for the South African situation, but needs to be extended to other parts of Africa."
"This book is fantastic."
"A must read for all high school and college aged persons."
"If this book doesn’t make you want to change your financial life than you don’t like following simple easy to use steps."
"Just as described and very fast shipping, thank you!!"
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The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich
The new expanded edition of Tim Ferriss’ The 4-Hour Workweek includes: • More than 50 practical tips and case studies from readers (including families) who have doubled income, overcome common sticking points, and reinvented themselves using the original book as a starting point. • Real-world templates you can copy for eliminating e-mail, negotiating with bosses and clients, or getting a private chef for less than $8 a meal. • How Lifestyle Design principles can be suited to unpredictable economic times. • The latest tools and tricks, as well as high-tech shortcuts, for living like a diplomat or millionaire without being either. “Timothy has packed more lives into his 29 years than Steve Jobs has in his 51.”. —Tom Foremski, Journalist and Publisher of SiliconValleyWatcher.com. —Mike Maples, Co-founder of Motive Communications (IPO to $260M market cap), Founding Executive of Tivoli (sold to IBM for $750M). I've already used his advice to go spearfishing on remote islands and ski the best hidden slopes of Argentina. Tim Ferriss is a master of getting more for less, often with the help of people he doesn't even know, and here he gives away his secrets for fulfilling your dreams.”. —Bo Burlingham, Editor-at-Large, Inc. magazine and author of Small Giants: Companies That Choose To Be Great Instead of Big. —Michael D. Kerlin, McKinsey & Company Consultant to Bush-Clinton Katrina Fund and J. William Fulbright Scholar. Small and mid-sized firms, as well as busy professionals, can outsource their work to increase their productivity and free time for more important commitments. " The 4-Hour Workweek is an absolute necessity for those adventurous souls who want to live life to its fullest. —Laura Roden, Chairman of the Silicon Valley Association of Start-up Entrepreneurs;Lecturer in Corporate Finance, San Jose State University. “With this kind of time management and focus on the important things in life, people should be able to get 15 times as much done in a normal work week.”. —Tim Draper, Founder, Draper Fisher Jurvetson; Financiers to innovators including Hotmail, Skype, and Overture.com. "Tim Ferriss’s book is about gaining the courage to streamline your life… But even more than that, it challenges the reader to seriously consider an essential–yet rarely asked–question: What do you really want from life?"
Reviews
"Don't get me wrong, Ferriss makes some excellent points and he's got some really great tips and tricks in here, I'm just not sure how universal they really are. I thought he was just talking about ways to spend less time working, but that "The 4-Hour" just sounded good (since he now has a whole line of books with titles that start that way). I never did understand the point of retirement, so Ferriss's plan sounds much more appealing to me. Granted, that would make my job a whole lot more portable, but I could never get away with only working four hours per week (at least not until after I sell that bestselling novel, which is such a realistic plan!). I, too, thought I could get another job within a few months, but that did not turn out to be the case. So, if I go spend all my money on a mini-retirement now, and then come back only to find that I can't get a job for another year, I'll be screwed. I love them, but they have enough to deal with right now, and the last thing I want to do is burden the people around me because I decided to go globe-trotting for a few months."
"While I do feel that many of the tips and strategies offered in this book are geared more toward employees rather than entrepreneurs, I found a plethora of golden nuggets within to help me restructure my online business in a way that frees up more of my time and eliminates a great deal of stress. The author provides exact templates to use in approaching one's boss to introduce the remote-working concept, one's employee or staff member to encourage efficiency, and he even offers a few tips on how to use this in one's personal life (with a spouse or significant other to get what you want). I felt as if I were sitting in a room with this guy and he was sharing all his life experiences and strategies he's learned to reach the level of success he has, rather than reading a book on my couch."
"Seriously, he begins by admitting he first made his fortune selling (allegedly) nutritional supplements that cost almost nothing to make and weren't based on science, but were then hyped to the point the uninformed public was paying through the nose to get it. This gave him ideas on how to further hype his message to an even larger audience, without bothering to sell anything tangible. He then gives advice about "paraphrasing and combining points from several books," borrowing from the public domain, and/or compensating some other "expert." Apparently, not knowing a damn thing is a virtue he calls "Cultivating Selective Ignorance." If having an educated and well-informed populace is fundamental to having a flourishing democracy, this is how we'll end up with a plutocracy where the stupidest few prey on the desperate and stupid masses, while outsourcing all the jobs they might create. Outsource everything -- including your brain -- to a 3rd World Country: He hires virtual assistants in various 3rd World Countries, especially India, who are then given fabulous access to all of his personal information to the point they can pretend to be him and make all of his personal and business decisions. Hey, what could possibly go wrong by hiring complete strangers and giving them all information about you in order to think for you, do your work and run your errands? Just tell him you're too busy and further kill morale by then asking those other suckers - aka, co-workers - for a quick breakdown of what happened."
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Best Credit Ratings & Repair

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. Design a sure-fire plan for paying off all debt—meaning cars, houses, everything Recognize the 10 most dangerous money myths (these will kill you) Secure a big, fat nest egg for emergencies and retirement! His seven-step plan includes paying off all debts except the home mortgage at an accelerated speed, creating a financial safety net that covers three to six months' expenses, investing 15 percent of income in a retirement fund, and saving for children's college expenses.
Reviews
"The baby steps are pretty straightforward: Baby Step 1 – $1,000 to start an Emergency Fund - you'll find this way easier than you expect to. Baby Step 3 – 3 to 6 months of expenses in savings. Baby Step 4 – Invest 15% of household income into Roth IRAs and pre-tax retirement. Baby Step 5 – College funding for children. Baby Step 6 – Pay off home early. Baby Step 7 – Build wealth and give. The rules are simple: 1) Live and breathe by your budget."
"In 4 months, I paid off my car loan, all credit cards and doctor bills!!!"
"* He lays out his seven Baby Steps and makes them simple to understand. * I really liked the quote, "If you worked for a company called YOU Inc. and you managed money at YOU Inc. the way you manage your own money now, would you fire you?" Dave Ramsey is rich because he is a business owner who can make money from his radio show, books, seminars, programs, etc. It would have been great to get his advice on that, but he probably didn't want to overwhelm the reader with too many topics. College loans can be very appropriate for some people, business loans can be great in the right situation, and his statement that you should put money toward paying down debt rather than getting the company 401(k) match seemed too extreme to me. goals or having an accountability partner, which have been shown to greatly help people achieve all kinds of dreams."
"This book has been adopted for the South African situation, but needs to be extended to other parts of Africa."
"This book is fantastic."
"A must read for all high school and college aged persons."
"If this book doesn’t make you want to change your financial life than you don’t like following simple easy to use steps."
"Just as described and very fast shipping, thank you!!"
Find Best Price at Amazon

Best Personal Money Management

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. Design a sure-fire plan for paying off all debt—meaning cars, houses, everything Recognize the 10 most dangerous money myths (these will kill you) Secure a big, fat nest egg for emergencies and retirement! He first exhorts the reader to take "baby steps," which are designed to build on each other: first, save $1,000 as an emergency fund; then, pay off all debts from smallest to largest; save a larger three-to-six-month emergency fund; finally, start to save for college and pay off your home mortgage. So states Ramsey, author and radio show host, offering a comprehensive plan to get out of debt and achieve financial fitness. His seven-step plan includes paying off all debts except the home mortgage at an accelerated speed, creating a financial safety net that covers three to six months' expenses, investing 15 percent of income in a retirement fund, and saving for children's college expenses.
Reviews
"The baby steps are pretty straightforward: Baby Step 1 – $1,000 to start an Emergency Fund - you'll find this way easier than you expect to. Baby Step 3 – 3 to 6 months of expenses in savings. Baby Step 4 – Invest 15% of household income into Roth IRAs and pre-tax retirement. Baby Step 5 – College funding for children. Baby Step 6 – Pay off home early. Baby Step 7 – Build wealth and give. The rules are simple: 1) Live and breathe by your budget."
"In 4 months, I paid off my car loan, all credit cards and doctor bills!!!"
"* He lays out his seven Baby Steps and makes them simple to understand. * I really liked the quote, "If you worked for a company called YOU Inc. and you managed money at YOU Inc. the way you manage your own money now, would you fire you?" Dave Ramsey is rich because he is a business owner who can make money from his radio show, books, seminars, programs, etc. It would have been great to get his advice on that, but he probably didn't want to overwhelm the reader with too many topics. College loans can be very appropriate for some people, business loans can be great in the right situation, and his statement that you should put money toward paying down debt rather than getting the company 401(k) match seemed too extreme to me. goals or having an accountability partner, which have been shown to greatly help people achieve all kinds of dreams."
"This book has been adopted for the South African situation, but needs to be extended to other parts of Africa."
"This book is fantastic."
"A must read for all high school and college aged persons."
"If this book doesn’t make you want to change your financial life than you don’t like following simple easy to use steps."
"Just as described and very fast shipping, thank you!!"
Find Best Price at Amazon

Best Motivational Management & Leadership

Tools of Titans: The Tactics, Routines, and Habits of Billionaires, Icons, and World-Class Performers
From the author: “For the last two years, I’ve interviewed more than 200 world-class performers for my podcast, The Tim Ferriss Show. This unusual depth has helped make The Tim Ferriss Show the first business/interview podcast to pass 100 million downloads. I’ve used dozens of the tactics and philosophies in high-stakes negotiations, high-risk environments, or large business dealings. The lessons have made me millions of dollars and saved me years of wasted effort and frustration. TIM FERRISS has been called “a cross between Jack Welch and a Buddhist monk” by The New York Times .
Reviews
"I have hereditary cholesterol problems and my forays into a ketogenic lifestyle dropped my particle count from ~1950 to ~1225. There are many other great things that have come as a result of my exposure to Tim's podcast, too many to list here. This is supposedly a "recipe book" (according to page xvi in the Foreword). A few guests on his podcast have amazing things to say about meditation (Sam Harris, Naval Ravikant, Kevin Rose, etc.). But there is no central place to which you can turn to find out the collected wisdom of the many guests who have delved into this topic. In fact, there's not even one central place in the book that gives a list of the commonalities between the guests. They have the discipline to turn down the good, so that they can pursue (and achieve) the great. It might teach the tactics and routines and habits of world-class performers, but there's FAR TOO MUCH here to make it valuable in showing YOU how to achieve those heights."
"This book suffers from the expectations of his previous work--Tim is honest about presenting "Tools of Titans" as sort of a glimpse of his journals/notes from his life's work, but this book loses nearly everything we've come to expect. It's WebMD with a clouded personality...it's a bit like a bound website without the hyperlinking. He's shown he's capable of completely rethinking a problem or a lifestyle or a way of doing things, and this book isn't like that at all."
"It was worth the price especially after 200+free episodes of the podcast which I enjoy every week."
"Pros- you can open up to any page and find a life lesson. - it has life lessons from over one hundred industry leaders."
"I ordered this book yesterday, and it showed up on my door step today. The book is laid out in a format that is easy to navigate should you want to go back to reference again."
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Best Personal Budgeting

The One Week Budget: Learn to Create Your Money Management System in 7 Days or Less!
If you purchase the digital version of The One Week Budget vs. a physical copy, you can find the downloadable, spreadsheet templates from the book for free here: What if I told you that I haven't paid a bill in almost two years and my credit score is in the high 700's, low 800's? With the help of Bella the Budgetnista, featured in this book, we will teach you what I took years to learn. She started her own financial consulting company called, CLD Financial Life LLC.
Reviews
"I intend to read it again and really follow it step by step."
"I love how this book is relatable and full of self-management tips for financial freedom."
"This is a pretty easy system to follow, with great advice on how to cut back on expenses and make big and small changes, depending on how comfortable you are and how urgent your situation is."
"Ok...I must say, I read the entire book once before attempting the steps."
"This book confirmed what I already knew, corrected things I thought I knew, and taught more than I thought it would."
"I knew that I had to be ready for change and I have been doing well and my credit score has improved simply by following the tips that Tiffany gives!"
"This book was so helpful to me."
"This book is easy to read and really practical."
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Best Introduction to Investing

The Intelligent Investor: The Definitive Book on Value Investing. A Book of Practical Counsel (Revised Edition) (Collins Business Essentials)
While preserving the integrity of Graham's original text, this revised edition includes updated commentary by noted financial journalist Jason Zweig, whose perspective incorporates the realities of today's market, draws parallels between Graham's examples and today's financial headlines, and gives readers a more thorough understanding of how to apply Graham's principles. Among the library of investment books promising no-fail strategies for riches, Benjamin Graham's classic, The Intelligent Investor , offers no guarantees or gimmicks but overflows with the wisdom at the core of all good portfolio management. Graham's sage advice, analytical guides, and cautionary tales are still valid for the contemporary investor, and Zweig's commentaries demonstrate the relevance of Graham's principles in light of 1990s and early twenty-first century market trends.
Reviews
"If you are not a professional - you'll appreciate the commentaries and epilogue - read it first? Several rules of thumbs I noted into my keep: - Investor buys the business [based on its price/value], speculator buys the stock [based on an absurd believe that he can foresee where the stock price will go]. Thus, invest in such old economy companies while bubble grows, as soon as the bubble burst - undervalued companies would rise back. Dividends - money firm pays you for providing capital, they belong to you."
"Not only will you get superb financial advice, but also an outstanding piece of literature written by a brilliant mind. In an illustrative contrast between the two men, while Graham might show what he thinks about a certain Wall Street practice with a sardonic quote from classical literature, Zweig disparages IPOs by showing us how many silly phrases he can think up to stand for the acronym."
"It is not a 101 guide to the basics of the stock market, but even if you go into this book with little to no knowledge of the stock market, it is informative enough that if you are intuitive, you can learn (by deduction) about investing."
"Very good that one book all information available for investor."
"New and seal in plastic wrap."
"Difficult for me to follow."
"The original text was updated in 1972 by Graham and then Jason Zweig adds his commentary in 2003 to relate to the changes at that time."
"No complaints of the book itself, but the Kindle edition of it is bad."
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Best Finance

The Intelligent Investor: The Definitive Book on Value Investing. A Book of Practical Counsel (Revised Edition) (Collins Business Essentials)
While preserving the integrity of Graham's original text, this revised edition includes updated commentary by noted financial journalist Jason Zweig, whose perspective incorporates the realities of today's market, draws parallels between Graham's examples and today's financial headlines, and gives readers a more thorough understanding of how to apply Graham's principles. Among the library of investment books promising no-fail strategies for riches, Benjamin Graham's classic, The Intelligent Investor , offers no guarantees or gimmicks but overflows with the wisdom at the core of all good portfolio management. Graham's sage advice, analytical guides, and cautionary tales are still valid for the contemporary investor, and Zweig's commentaries demonstrate the relevance of Graham's principles in light of 1990s and early twenty-first century market trends.
Reviews
"If you are not a professional - you'll appreciate the commentaries and epilogue - read it first? Several rules of thumbs I noted into my keep: - Investor buys the business [based on its price/value], speculator buys the stock [based on an absurd believe that he can foresee where the stock price will go]. Thus, invest in such old economy companies while bubble grows, as soon as the bubble burst - undervalued companies would rise back. Dividends - money firm pays you for providing capital, they belong to you."
"Not only will you get superb financial advice, but also an outstanding piece of literature written by a brilliant mind. In an illustrative contrast between the two men, while Graham might show what he thinks about a certain Wall Street practice with a sardonic quote from classical literature, Zweig disparages IPOs by showing us how many silly phrases he can think up to stand for the acronym."
"It is not a 101 guide to the basics of the stock market, but even if you go into this book with little to no knowledge of the stock market, it is informative enough that if you are intuitive, you can learn (by deduction) about investing."
"Very good that one book all information available for investor."
"New and seal in plastic wrap."
"Difficult for me to follow."
"The original text was updated in 1972 by Graham and then Jason Zweig adds his commentary in 2003 to relate to the changes at that time."
"No complaints of the book itself, but the Kindle edition of it is bad."
Find Best Price at Amazon
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