Best Personal Budgeting

If you purchase the digital version of The One Week Budget vs. a physical copy, you can find the downloadable, spreadsheet templates from the book for free here: What if I told you that I haven't paid a bill in almost two years and my credit score is in the high 700's, low 800's? With the help of Bella the Budgetnista, featured in this book, we will teach you what I took years to learn. She started her own financial consulting company called, CLD Financial Life LLC.
Reviews
Find Best Price at Amazon"I intend to read it again and really follow it step by step."
"I love how this book is relatable and full of self-management tips for financial freedom."
"This is a pretty easy system to follow, with great advice on how to cut back on expenses and make big and small changes, depending on how comfortable you are and how urgent your situation is."
"Ok...I must say, I read the entire book once before attempting the steps."
"This book confirmed what I already knew, corrected things I thought I knew, and taught more than I thought it would."
"I knew that I had to be ready for change and I have been doing well and my credit score has improved simply by following the tips that Tiffany gives!"
"This book was so helpful to me."
"This book is easy to read and really practical."

Created by a financial expert who hasn't struck it rich, How to Manage Your Money When You Don't Have Any offers a first hand story of financial survival in the face of rough times. --lifehack.org. "I've looked at the programs offered by those financial gurus you see on TV and found myself alienated: I don't make enough to play the investment games they often teach, and I just can't buy the implied promise of diamonds and gold awaiting me if I only follow their plans.
Reviews
Find Best Price at Amazon"Well written book."
"The only problem is that the premise of the book depends on you having some sort of income which meets your basic "4 walls" needs."
"I really enjoyed this book and would recommend it to anyone."
"This book has some real golden nuggets and expands upon a type of budget I have never heard of."
"Good sound advice for real people."
"As an 18 year old I have to say this book is by far the best personal finance book I have yet to read."
"This is a great book on how to budget and change one's attitude about the money earned and spent positively."

This is a straightforward budget planning method that will completely transform your finances, and eliminate your money worries once and for all. Grady Harp. (Hall of Fame, Amazon Top 100 Reviewer, Vine Voice). " This is the rarest of all rarities - a really good ebook on personal finance. ". "Avery Breyer's self-help guide to consumer finances... is filled with great ideasfor getting out of a financial rut . I found her reasons for setting up a budget to be compelling and was impressed by the Money Tracker program she includes with the book... Avery Breyer is the best-selling author of the Smart Money Blueprint Series.Avery has been quoted on/in Woman's World magazine, Time.com, Fool.com (Motley Fool), MSN Money, GoBanking Rates, and featured as a guest on WOR 710 "The Voice of New York," on The Financial Quarterback , hosted by Josh Jalinski.
Reviews
Find Best Price at Amazon"How you manage your money (however much or little it may be) affects every aspect of your life - your physical and emotional well-being, your relationships, what hobbies you can pursue and where you can live. Don't make the mistake of thinking that you can avoid taking control of your spending by simply getting a job that pays more. It's a wonderfully readable combination of advice, fascinating examples, and moral support. It's like sitting down with that favorite aunt or uncle (or grandparent) who understands that people make mistakes and who believes in your ability to turn things around."
"I bought this for myself."
"As someone with a notoriously toxic relationship with money, I appreciate Ms. Breyer's, no-nonsense style, and the inclusion of the free download of her Money-Tracker spreadsheet."
"I learned lots of great tips on how to think about my financial plan differently."
"Great book - the simple tools and information provided makes budgeting not so scary."
"But if you don't know what the basics is, then read this book."
"It had a lot of good tips on how to budget better and save money."
"I thoroughly enjoyed this book."
Best Personal Money Management

Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. Design a sure-fire plan for paying off all debt—meaning cars, houses, everything Recognize the 10 most dangerous money myths (these will kill you) Secure a big, fat nest egg for emergencies and retirement! He first exhorts the reader to take "baby steps," which are designed to build on each other: first, save $1,000 as an emergency fund; then, pay off all debts from smallest to largest; save a larger three-to-six-month emergency fund; finally, start to save for college and pay off your home mortgage. So states Ramsey, author and radio show host, offering a comprehensive plan to get out of debt and achieve financial fitness. His seven-step plan includes paying off all debts except the home mortgage at an accelerated speed, creating a financial safety net that covers three to six months' expenses, investing 15 percent of income in a retirement fund, and saving for children's college expenses.
Reviews
Find Best Price at Amazon"The baby steps are pretty straightforward: Baby Step 1 – $1,000 to start an Emergency Fund - you'll find this way easier than you expect to. Baby Step 3 – 3 to 6 months of expenses in savings. Baby Step 4 – Invest 15% of household income into Roth IRAs and pre-tax retirement. Baby Step 5 – College funding for children. Baby Step 6 – Pay off home early. Baby Step 7 – Build wealth and give. The rules are simple: 1) Live and breathe by your budget."
"In 4 months, I paid off my car loan, all credit cards and doctor bills!!!"
"* He lays out his seven Baby Steps and makes them simple to understand. * I really liked the quote, "If you worked for a company called YOU Inc. and you managed money at YOU Inc. the way you manage your own money now, would you fire you?" Dave Ramsey is rich because he is a business owner who can make money from his radio show, books, seminars, programs, etc. It would have been great to get his advice on that, but he probably didn't want to overwhelm the reader with too many topics. College loans can be very appropriate for some people, business loans can be great in the right situation, and his statement that you should put money toward paying down debt rather than getting the company 401(k) match seemed too extreme to me. goals or having an accountability partner, which have been shown to greatly help people achieve all kinds of dreams."
"This book has been adopted for the South African situation, but needs to be extended to other parts of Africa."
"This book is fantastic."
"A must read for all high school and college aged persons."
"If this book doesn’t make you want to change your financial life than you don’t like following simple easy to use steps."
"Just as described and very fast shipping, thank you!!"