Koncocoo

Best Personal Money Management

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. Design a sure-fire plan for paying off all debt—meaning cars, houses, everything Recognize the 10 most dangerous money myths (these will kill you) Secure a big, fat nest egg for emergencies and retirement! He first exhorts the reader to take "baby steps," which are designed to build on each other: first, save $1,000 as an emergency fund; then, pay off all debts from smallest to largest; save a larger three-to-six-month emergency fund; finally, start to save for college and pay off your home mortgage. So states Ramsey, author and radio show host, offering a comprehensive plan to get out of debt and achieve financial fitness. His seven-step plan includes paying off all debts except the home mortgage at an accelerated speed, creating a financial safety net that covers three to six months' expenses, investing 15 percent of income in a retirement fund, and saving for children's college expenses.
Reviews
"The baby steps are pretty straightforward: Baby Step 1 – $1,000 to start an Emergency Fund - you'll find this way easier than you expect to. Baby Step 3 – 3 to 6 months of expenses in savings. Baby Step 4 – Invest 15% of household income into Roth IRAs and pre-tax retirement. Baby Step 5 – College funding for children. Baby Step 6 – Pay off home early. Baby Step 7 – Build wealth and give. The rules are simple: 1) Live and breathe by your budget."
"In 4 months, I paid off my car loan, all credit cards and doctor bills!!!"
"* He lays out his seven Baby Steps and makes them simple to understand. * I really liked the quote, "If you worked for a company called YOU Inc. and you managed money at YOU Inc. the way you manage your own money now, would you fire you?" Dave Ramsey is rich because he is a business owner who can make money from his radio show, books, seminars, programs, etc. It would have been great to get his advice on that, but he probably didn't want to overwhelm the reader with too many topics. College loans can be very appropriate for some people, business loans can be great in the right situation, and his statement that you should put money toward paying down debt rather than getting the company 401(k) match seemed too extreme to me. goals or having an accountability partner, which have been shown to greatly help people achieve all kinds of dreams."
"This book has been adopted for the South African situation, but needs to be extended to other parts of Africa."
"This book is fantastic."
"A must read for all high school and college aged persons."
"If this book doesn’t make you want to change your financial life than you don’t like following simple easy to use steps."
"Just as described and very fast shipping, thank you!!"
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The 4-Hour Workweek, Expanded and Updated: Expanded and Updated, With Over 100 New Pages of Cutting-Edge Content.
The new expanded edition of Tim Ferriss’ The 4-Hour Workweek includes: • More than 50 practical tips and case studies from readers (including families) who have doubled income, overcome common sticking points, and reinvented themselves using the original book as a starting point. • Real-world templates you can copy for eliminating e-mail, negotiating with bosses and clients, or getting a private chef for less than $8 a meal. • How Lifestyle Design principles can be suited to unpredictable economic times. • The latest tools and tricks, as well as high-tech shortcuts, for living like a diplomat or millionaire without being either. -- Dr. Stewart D. Friedman, Adviser to Jack Welch and Former Vice President Al Gore on Work/Family Issues, Director of the Work/Life Integration Project, The Wharton School, University of Pennsylvania "Stunning and amazing. -- Phil Town, #1 New York Times Bestselling Author of "Rule #1 "The 4-Hour Workweek is a new way of solving a very old problem: just how can we work to live and prevent our lives from being all about work?
Reviews
"Don't get me wrong, Ferriss makes some excellent points and he's got some really great tips and tricks in here, I'm just not sure how universal they really are. I thought he was just talking about ways to spend less time working, but that "The 4-Hour" just sounded good (since he now has a whole line of books with titles that start that way). I never did understand the point of retirement, so Ferriss's plan sounds much more appealing to me. Granted, that would make my job a whole lot more portable, but I could never get away with only working four hours per week (at least not until after I sell that bestselling novel, which is such a realistic plan!). I, too, thought I could get another job within a few months, but that did not turn out to be the case. So, if I go spend all my money on a mini-retirement now, and then come back only to find that I can't get a job for another year, I'll be screwed. I love them, but they have enough to deal with right now, and the last thing I want to do is burden the people around me because I decided to go globe-trotting for a few months."
"Tim has a great sense of humor, this is an entertaining read and I had several private chuckles (as opposed to the over-rated LOL). 1. using a virtual assistant (that saved me 6 hours on Christmas vacation, the fellow did a much better job than I would have, and I helped a person in a third world country) 2."
"Seriously, he begins by admitting he first made his fortune selling (allegedly) nutritional supplements that cost almost nothing to make and weren't based on science, but were then hyped to the point the uninformed public was paying through the nose to get it. This gave him ideas on how to further hype his message to an even larger audience, without bothering to sell anything tangible. He then gives advice about "paraphrasing and combining points from several books," borrowing from the public domain, and/or compensating some other "expert." Apparently, not knowing a damn thing is a virtue he calls "Cultivating Selective Ignorance." If having an educated and well-informed populace is fundamental to having a flourishing democracy, this is how we'll end up with a plutocracy where the stupidest few prey on the desperate and stupid masses, while outsourcing all the jobs they might create. Outsource everything -- including your brain -- to a 3rd World Country: He hires virtual assistants in various 3rd World Countries, especially India, who are then given fabulous access to all of his personal information to the point they can pretend to be him and make all of his personal and business decisions. Hey, what could possibly go wrong by hiring complete strangers and giving them all information about you in order to think for you, do your work and run your errands? Just tell him you're too busy and further kill morale by then asking those other suckers - aka, co-workers - for a quick breakdown of what happened."
"Truly a waste of time and just another "fluff how to" book that really says nothing with substance."
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Unshakeable: Your Financial Freedom Playbook
After interviewing fifty of the world’s greatest financial minds and penning the #1 New York Times bestseller Money: Master the Game , Tony Robbins returns with a step-by-step playbook, taking you on a journey to transform your financial life and accelerate your path to financial freedom. -The core four principles that most of the world’s greatest financial minds utilize so that you can maximize upside and minimize downside. * The New York Times * Tony Robbins is a philanthropist and #1 New York Times bestselling author.
Reviews
"There are a few books that I have read, and even before I finished them, realized that they changed something significant about my life. They absolutely mean you need to read it, because all of the principles in the list make sense, and you can know you should do them, but unless you know how, that knowledge is useless. Or you can instead learn from the masters. Read Tony’s book and not only will you learn from him, but you will learn from those he has known and worked with, some of the wealthiest and most successful investors on the planet. You will also learn how to choose a financial advisor of your own, where to set up your retirement funds and how, and even more. If you don’t read another book about building wealth and finances this year, make reading this one a top priority."
"One of the most important books I have ever read."
"Bought this as a gift."
"Simple, easy to follow guidance."
"It was great information, which I have taken action on."
"Some things were learned - consider that valuable enough to quantify the purchase."
"But as someone interested in learning more after reading his Money Master the Game book, this was hugely disapointing. Read Money Master the Game if you want something from him. Also, I find it funny that Robbins makes it seem like investing is the only way to get rich."
"It is very disheartening to read page after page of what at first appears to be sincere information and advice, only for it to be tainted with shameless self promotion at the end (and many times throughout) every chapter."
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Best Personal Budgeting

The One Week Budget: Learn to Create Your Money Management System in 7 Days or Less!
If you purchase the digital version of The One Week Budget vs. a physical copy, you can find the downloadable, spreadsheet templates from the book for free here: What if I told you that I haven't paid a bill in almost two years and my credit score is in the high 700's, low 800's? With the help of Bella the Budgetnista, featured in this book, we will teach you what I took years to learn. She started her own financial consulting company called, CLD Financial Life LLC.
Reviews
"I intend to read it again and really follow it step by step."
"I love how this book is relatable and full of self-management tips for financial freedom."
"This is a pretty easy system to follow, with great advice on how to cut back on expenses and make big and small changes, depending on how comfortable you are and how urgent your situation is."
"Ok...I must say, I read the entire book once before attempting the steps."
"This book confirmed what I already knew, corrected things I thought I knew, and taught more than I thought it would."
"I knew that I had to be ready for change and I have been doing well and my credit score has improved simply by following the tips that Tiffany gives!"
"This book was so helpful to me."
"This book is easy to read and really practical."
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Best Personal Transformation

You Are a Badass: How to Stop Doubting Your Greatness and Start Living an Awesome Life
Bestselling author, speaker and world-traveling success coach, Jen Sincero, cuts through the din of the self-help genre with her own verbal meat cleaver in You Are a Badass: How to Stop Doubting Your Greatness and Start Living an Awesome Life . ---Publishers Weekly Jen Sincero is a Bestselling author and success coach who has helped countless people transform their personal and professional lives via her private sessions, public appearances, newsletters, products and books. She's spoken on stages all over the world and has coached full-on super heroes, helping her clients build their dream businesses, become NY Times Bestselling authors, navigate million dollar business deals, find their soul mates and forgive their bitchy mothers who they now realize were doing the best they could.
Reviews
"Sincero also uses a lot of highly critical, edgy language to describe people who are struggling or stuck - therefore not as awesome as she is - using words like "lame-o " "suck" "wuss" ...well, you get the idea. I have to confess that I question a writer who continually references her own life choices and personal career success as a model that the rest of us should follow."
"About halfway through the book, Sincero begins talking about excuses. She says, and I'm paraphrasing here, that depression is a comfort because it gives those who suffer from it an excuse not to do anything but stay in bed. There are days where laundry piles up and my bedroom becomes a disaster and I hide away from the world because I don't think I'm worthy of being seen. It means that I'm just dealing with negative thoughts and I need to work through it. The fact that Sincero completely misunderstands depression ruined this book for me instantly. I couldn't afford to replace the khakis that were part of my work uniform. And I certainly didn't spend beyond my means just because I thought 'the universe owes me and will figure it out.'. Going out and spending money on a trip around the world isn't exactly sound advice for everyone. I felt like Sincero was speaking to one small group of clients. I was highly offended and if I wasn't so far in the book, I would've stopped reading altogether."
"Imagine if someone tried to rewrite The Secret and other such nonsense with just enough swearing and pop culture references to make the author think they're being "witty" and "cool." Other readers have already pointed out the ludicrous example of how the author talks about her "magical" ability to always find great parking spaces just because she sends that need out into the universe, or some other claptrap. I'm imaging the people who ride the bus who are trying to get to work, home, medical services, etc, and I can't see them being happy about being wildly off schedule. In short, this book might appeal to you if: 1) You've never heard of any other self-help ideas. 2) Fortune cookies regularly wow you with their insights. 3) You don't have any financial issues, disabilities/chronic health concerns, and nothing ever goes wrong for you."
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Best Careers

The 4-Hour Workweek, Expanded and Updated: Expanded and Updated, With Over 100 New Pages of Cutting-Edge Content.
The new expanded edition of Tim Ferriss’ The 4-Hour Workweek includes: • More than 50 practical tips and case studies from readers (including families) who have doubled income, overcome common sticking points, and reinvented themselves using the original book as a starting point. • Real-world templates you can copy for eliminating e-mail, negotiating with bosses and clients, or getting a private chef for less than $8 a meal. • How Lifestyle Design principles can be suited to unpredictable economic times. • The latest tools and tricks, as well as high-tech shortcuts, for living like a diplomat or millionaire without being either. -- Dr. Stewart D. Friedman, Adviser to Jack Welch and Former Vice President Al Gore on Work/Family Issues, Director of the Work/Life Integration Project, The Wharton School, University of Pennsylvania "Stunning and amazing. -- Phil Town, #1 New York Times Bestselling Author of "Rule #1 "The 4-Hour Workweek is a new way of solving a very old problem: just how can we work to live and prevent our lives from being all about work?
Reviews
"Don't get me wrong, Ferriss makes some excellent points and he's got some really great tips and tricks in here, I'm just not sure how universal they really are. I thought he was just talking about ways to spend less time working, but that "The 4-Hour" just sounded good (since he now has a whole line of books with titles that start that way). I never did understand the point of retirement, so Ferriss's plan sounds much more appealing to me. Granted, that would make my job a whole lot more portable, but I could never get away with only working four hours per week (at least not until after I sell that bestselling novel, which is such a realistic plan!). I, too, thought I could get another job within a few months, but that did not turn out to be the case. So, if I go spend all my money on a mini-retirement now, and then come back only to find that I can't get a job for another year, I'll be screwed. I love them, but they have enough to deal with right now, and the last thing I want to do is burden the people around me because I decided to go globe-trotting for a few months."
"Tim has a great sense of humor, this is an entertaining read and I had several private chuckles (as opposed to the over-rated LOL). 1. using a virtual assistant (that saved me 6 hours on Christmas vacation, the fellow did a much better job than I would have, and I helped a person in a third world country) 2."
"Seriously, he begins by admitting he first made his fortune selling (allegedly) nutritional supplements that cost almost nothing to make and weren't based on science, but were then hyped to the point the uninformed public was paying through the nose to get it. This gave him ideas on how to further hype his message to an even larger audience, without bothering to sell anything tangible. He then gives advice about "paraphrasing and combining points from several books," borrowing from the public domain, and/or compensating some other "expert." Apparently, not knowing a damn thing is a virtue he calls "Cultivating Selective Ignorance." If having an educated and well-informed populace is fundamental to having a flourishing democracy, this is how we'll end up with a plutocracy where the stupidest few prey on the desperate and stupid masses, while outsourcing all the jobs they might create. Outsource everything -- including your brain -- to a 3rd World Country: He hires virtual assistants in various 3rd World Countries, especially India, who are then given fabulous access to all of his personal information to the point they can pretend to be him and make all of his personal and business decisions. Hey, what could possibly go wrong by hiring complete strangers and giving them all information about you in order to think for you, do your work and run your errands? Just tell him you're too busy and further kill morale by then asking those other suckers - aka, co-workers - for a quick breakdown of what happened."
"Truly a waste of time and just another "fluff how to" book that really says nothing with substance."
Find Best Price at Amazon

Best Credit Ratings & Repair

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. Design a sure-fire plan for paying off all debt—meaning cars, houses, everything Recognize the 10 most dangerous money myths (these will kill you) Secure a big, fat nest egg for emergencies and retirement! His seven-step plan includes paying off all debts except the home mortgage at an accelerated speed, creating a financial safety net that covers three to six months' expenses, investing 15 percent of income in a retirement fund, and saving for children's college expenses.
Reviews
"The baby steps are pretty straightforward: Baby Step 1 – $1,000 to start an Emergency Fund - you'll find this way easier than you expect to. Baby Step 3 – 3 to 6 months of expenses in savings. Baby Step 4 – Invest 15% of household income into Roth IRAs and pre-tax retirement. Baby Step 5 – College funding for children. Baby Step 6 – Pay off home early. Baby Step 7 – Build wealth and give. The rules are simple: 1) Live and breathe by your budget."
"In 4 months, I paid off my car loan, all credit cards and doctor bills!!!"
"* He lays out his seven Baby Steps and makes them simple to understand. * I really liked the quote, "If you worked for a company called YOU Inc. and you managed money at YOU Inc. the way you manage your own money now, would you fire you?" Dave Ramsey is rich because he is a business owner who can make money from his radio show, books, seminars, programs, etc. It would have been great to get his advice on that, but he probably didn't want to overwhelm the reader with too many topics. College loans can be very appropriate for some people, business loans can be great in the right situation, and his statement that you should put money toward paying down debt rather than getting the company 401(k) match seemed too extreme to me. goals or having an accountability partner, which have been shown to greatly help people achieve all kinds of dreams."
"This book has been adopted for the South African situation, but needs to be extended to other parts of Africa."
"This book is fantastic."
"A must read for all high school and college aged persons."
"If this book doesn’t make you want to change your financial life than you don’t like following simple easy to use steps."
"Just as described and very fast shipping, thank you!!"
Find Best Price at Amazon