Koncocoo

Best Property Insurance

Amazon Echo: 2nd Generation Amazon Echo User Guide, (2018 Updated). The Complete User Guide With Step-by-Step Instructions. Master Your Amazon Echo and Echo Dot in 1 Hour! (Alexa, Echo Manual)
**BONUS For My Reader**: Buy a paperback copy of this book NOW and you will receive the Kindle version Absolutely Free via Kindle Matchbook. • Streaming Your Favorite Music On Echo. • Creating A Smart Home With Echo. • Amazon Echo, Troubleshooting, update, reset and change setting • The 250 Best Echo Easter Eggs. • How the Echo can improve your health and Much Much More!
Reviews
"I already knew a lot before I got the book, but this is a good book for someone just getting the echo."
"numerous things i would never of thought of."
"Well written, good information and nice things to try."
"whole family enjoying it."
"This book gives detailed information on amazon echo and how you can use Amazon echo etc."
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Insuring Tomorrow: Engaging Millennials in the Insurance Industry
Making things worse insurance has a bad reputation in society and only 4% of Millennials report having an interest in working in the industry. Written in the easy to read style of InsNerds while also being informative, engaging and full of answers to the most perplexing questions and concerns about growing the next generation of insurance superstars.
Reviews
"This is a must read for Insurance company AND insurance agency management of all levels."
"Some suggestions offered by Canas & Burnham include offering an employee benefit of paying off student loans as their generation will have THE highest level of student loan debt in our nation's history; offering sabbaticals (after a reasonable employment period); and changing the wording on job postings. Again, this book is a MUST read for those in the industry who might want a peek at how their millennial employees are thinking and behaving."
"Perfectly crafted to paint a real picture of the current young talent crisis in the insurance industry."
"This book provides excellent insights that will help employers hire talent and get a return on this investment."
"The authors speak from their own experiences and genuine passion for the industry to provide insurance company executives a compelling call to action to solve the aging workforce problem. Two intriguing employee benefit ideas the authors propose - college loan debt repayment (reverse-engineered tuition reimbursement) and paid sabbaticals - could become unique competitive advantages for smart insurance companies. Two other great suggestions - more flexible remote work environments and turning insurance carrier call/service centers into talent mines - are elegant solutions because they not only would help to recruit and retain Millennials but would be cost-effective strategies for insurance companies. If there's a disconnect in the book, the authors missed an opportunity to more directly tie their recommendations for fulfilling Millennials' talents and career desires with the insurance companies' needs beyond replacing aging talent: better customer experiences and stronger business results."
"This book does something I haven't seen within the insurance industry: clearly and effectively address our hiring and retention problems, and then provide practical and compelling solutions. These are not things that will be applied overnight, so by reading through and choosing what will make the largest impact depending on your company size and focus is very helpful."
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Mortgage Free: How to Pay Off Your Mortgage in Under 10 Years - Without Becoming a Drug Dealer
If you want to put your mortgage behind you and start living the life you've always wanted, then let this informative, funny, and easy to read book by #1 bestselling author Heidi Farrelly, show you how. If you want to put your mortgage behind you and start living the life you’ve always wanted, then Scroll to the top and click ‘BUY NOW’ , and take back your future. By Sally Miller - Bestselling Author of 'How to Make Money on Air BnB'. That's right - it's a book about money management but, thanks to the author's refreshing writing style, it's also an entertaining read! The author covers the usual topics such as how to budget, ways to earn a side income, how much to borrow, and how to buy a house. I sincerely hope that Mortgage Free provides you with the knowledge you need to beat the banks, and live life without money worries.
Reviews
"This book includes some great info but some of the information is related to the author's residence in Australia and New Zealand areas and not necessarily applicable to the United States."
"There are a lot of solid tips and strategies in this book including ways to earn more income, save more and pay off the mortgage faster."
"I sat down and read this book pretty much in one sitting after I bought it!"
"For a more experienced homeowner like me, it was a way to make sure I was doing everything I could to cut down my mortgage and save a lot of money."
"I have no doubt Heidi's going to help our future months be much easier as we've made some new goals and will be making some changes to our budget and our spending habits."
"The key take aways for me are to put as much 'extra' money as you can on top of your minimum payments at the top end of the loan and to look closely at your spending/budget to make this a reality."
"It starts by explaining the differences that repayments can make over the life cycle of your mortgage. There is advice on savings and extra earnings, with key points at the end of the chapter to highlight the points the author makes."
"I think everyone should read this book, whether you already have a house, plan to get one, or just want to work toward being debt free."
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Best Ontario Travel

Moon Ontario (Moon Handbooks)
Professional travel writer Carolyn B. Heller shares the best ways to experience all that Ontario has to offer, from scuba diving shipwrecks in the Great Lakes to dining on contemporary fare at Toronto's hottest restaurants. She recalls spending family holidays exploring the Thousand Islands, touring Canada's tomato capital, and cruising under the spray at Niagara Falls. After moving to Canada in 2003, Carolyn began scouting out Toronto's neighborhoods, taking in theater festivals at Stratford and Niagara-on-the-Lake, and discovering Ontario’s outdoors – from the rocky shores of Bruce Peninsula to the pink cliffs of Killarney and the lakes and trails in Algonquin Provincial Park.
Reviews
"Then come the following sections: Toronto. The Niagara Region. Lake Erie to Lake Huron. Ottawa. Eastern Ontario. Georgian Bay and Cottage Country. The North. These are followed by Background, Essentials, Resources, an Index, and a List of Maps."
"We mainly used the portion for NW Ontario (north side of Lake Superior) which is covered in a somewhat modest fashion, BUT... we found that the motels, restaurants, sights that were recommended in the book were indeed consistently excellent."
"To the author's credit, Ontario is a huge geographic area, and not everything can be covered in detail, without making the book too long."
"Just completed a trip to northern Ontario and found this book to be very helpful."
"This is particularly good for planning trips in lower Ontario -- because there isn't much on North Eastern ontario at all...It does omit some important things (like the Stratford Ontario section is good at describing downtown, but omits some of the larger and more famous resort-type hotels and motels)..."
"Will be a good source for our trip to Canada."
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Best Casualty Insurance

Confidence Game: How Hedge Fund Manager Bill Ackman Called Wall Street's Bluff (Bloomberg)
Unravels the story of the credit crisis through an engaging and human drama Draws on unprecedented access to one of Wall Street's best-known investors Shows how excessive leverage, dangerous financial models, and a blind reliance on triple-A credit ratings sent Wall Street careening toward disaster. — Todd Sullivan, valueplays.net, April 2010. " ... Ackman’s pursuit of MBIA spanned the two major crises of capitalism of the last decade, from the earlier era of corporate fraud prosecutions epitomized by Enron and its off-balance-sheet special purpose vehicles (SPVs), to the late credit debacle stemming from the collapse of the CDO house of cards. The Warning and the Winnings Confidence Game is a real-world "Emperor's New Clothes," a tale of widespread delusion and one dissenting voice in the era leading up to the worst financial disaster since the Great Depression. In 2002, the hedge fund manager issued a critical research report on MBIA Inc., the owner of a triple-A-rated bond insurer that played a central role in the financial alchemy on Wall Street. Told by award-winning bond market reporter Christine Richard, Confidence Game is a behind-the-scenes look at how warnings went unheeded as Wall Street careened toward disaster.
Reviews
"The author does an excellent job exploring the technical aspects of Bill’s research & showing his persistence in the long journey toward success in his CDS position."
"This book is about the late 2000s financial crisis, revolving around the battle between MBIA, the largest and highly leveraged BOND INSURER, and Bill Ackman, a hedge fund manager, who in the course of several years has accumulated a huge SHORT position on MBIA. Other players involved include RATING AGENCIES (using different credit-rating scales for municipal and corporate bonds - not making any sense, and earning fees from those companies whose securities they rate - not seeming right), INVESTORS (blindly believing in AAA rating and not doing due diligence - of course, the question is whether due diligence on ever more complex financial instruments is at all technically possible), MUNICIPALITIES (purchasing insurance from AAA bond insurers to lower their financing costs, which should be at this (lower) level in the first place), SHADOW BANKS (financial institutions lending outside the banking system with its capital requirements and regulatory oversight and taking exsessive risks knowing they can transfer them through securitization to less-informed counterparties), REGULATORS (did they do too little or too much? Returning to the book itself, I found it an educational page-turner about the guy who had seen IT coming well ahead of time, the guy who for several years had in vain tried to alert all the involved parties of an enormous risk in the bond insurer's AAA rating (being not really AAA), their "no-loss" business model (which they only nourished via "masking" all their deals that went south, such as AHERF case - equivalent to buying insurance after your house burns down, or the Caulis Negris deal - MBIA unwiling to recognize loss on the tax liens, writing them down gradually instead), and other dubious accounting practices (indirect partcipation in CDS market via a shell company, selling protection against its own bankruptcy filing to drive down the price of its CDS contracts and create an impression of stability, etc.). First time when I felt he needn't have done anything - in fact, I even felt he shouldn't have done it, was when he wrote to the Citigroup claiming they may have been making a mistake by considering an ivestment in (bailout of) Ambac, the second-largest bond insurer (p.262) - it is definitely not my style."
"(But like Einhorn's book, this book is a really tedious read too, mostly filled with a chronological record of who said what, what letters said, what the responses were, what letters were sent, etc.)."
"Bill Ackman is an amazing investor and a great critical thinker and the book alone is worthy just to understand how he thinks and applies himself in the financial markets."
"Somehow this book manages to make what sounds like the most boring possible subject - municipal bond insurance - engaging."
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Best Liability Insurance

Taken Captive: The Secret to Capturing your piece of America's multi-billion dollar insurance industry
TAKEN CAPTIVE is sure to become the industry s leading resource for providing basic education and expert guidance on using captive insurance companies in alternative-risk-financing strategies. About the Author. R. Wesley Sierk, III, a trusted insurance-industry expert and president of Risk Management Advisors, provides readers with a step-by-step guide to understanding captives and how they are being used to significantly improve companies' bottom lines. R. Wesley Sierk, III, a trusted insurance-industry expert and president of Risk Management Advisors, provides readers with a step-by-step guide to understanding captives and how they are being used to significantly improve companies' bottom lines.
Reviews
"I bought this book hoping to learn more about this interesting part of financial risk management, especially as it relates to the healthcare industry."
"FYI, figure 1.2 doesn't appear properly on either a Kindle PaperWhite nor the Kindle app on an iPad."
"Wes Sierk is the man when it comes to Captive knowledge."
"It is an excellent read for advanced financial advisors and provides enough framework to speak intelligently on the subject."
"Wes's explanation on what captive insurance companies are, how they work, what it takes to get them licensed, how they are taxed, what policies they can issue and many of the other Captive subjects, is very clear."
"Not only does Taken Captive explain the traditional uses for captives very well, it outlines some very useful applications of this flexible, financial planning instrument."
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Best Life Insurance

Money. Wealth. Life Insurance.: How the Wealthy Use Life Insurance as a Tax-Free Personal Bank to Supercharge Their Savings
America’s elite have been using cash value life insurance to stockpile wealth for centuries. ______________. Influencers of this book are Nelson Nash, his book "Becoming Your Own Banker: Unlock the Infinite Banking Concept"; Pamela Yellen, her book "Bank on Yourself"; Dwayne Burnell, his book "Financial Independence in the 21st Century - Life Insurance * Utilize the Infinite Banking Concept * Compliment Your 401K - Retirement Planning With Permanent Whole Life versus Term or Universal - Create Financial Peace"; and my Father Dan Thompson, and his book "The Banking Effect: Acquiring wealth through your own Private Banking System." This book is designed to simplify some of the concepts surrounding cash value life insurance, such as Infinite Banking and Bank on Yourself, and make them easier to understand, stripping them down to the core benefits of cash value life insurance. He is one of the founders of Real Wealth Financial, an innovative financial strategies company specializing in proven models used by the wealthy.
Reviews
"Easy to understand book that helps dispell misconceptions regarding the investment benefits in life insurance policies."
"Interesting but still seems like I am being sold something that I don't need."
"This book is an easy read that provideds straight forward information and illustrations to support various financial strategies."
"This book covers most things...not the details like how you get your money out."
"I would recommend this book to anyone who don't like whole life insurance."
"Every Insurance agent and/or financial advisor should read and share these words of insight with their clients."
"Simply written, with a compelling message, Jake Thompson has told us how we can legally retire on a tax-free basis."
"Another too salesy life insurance book."
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Best Health Insurance

An American Sickness: How Healthcare Became Big Business and How You Can Take It Back
At a moment of drastic political upheaval, An American Sickness is a shocking investigation into our dysfunctional healthcare system - and offers practical solutions to its myriad problems. In only a few decades, the medical system has been overrun by organizations seeking to exploit for profit the trust that vulnerable and sick Americans place in their healthcare. Breaking down this monolithic business into the individual industries—the hospitals, doctors, insurance companies, and drug manufacturers—that together constitute our healthcare system, Rosenthal exposes the recent evolution of American medicine as never before. In clear and practical terms, she spells out exactly how to decode medical doublespeak, avoid the pitfalls of the pharmaceuticals racket, and get the care you and your family deserve. Rosenthal told an interviewer her goal was to “start a very loud conversation” that will be “difficult politically to ignore.” We need such a conversation – not just about how the market fails, but about how we can change the political realities that stand in the way of fixing it.”— The New York Times Book Review “Patients can save thousands of dollars by purchasing An American Sickness by Elisabeth Rosenthal.”— New York Journal of Books. “Bold, insightful, well-researched analysis.” — Nature “Truly remarkable for the extensive interviews and range of documentation it provides.” — American Psychological Association “In this in-depth analysis of a malfunctioning system, Rosenthal makes a compelling case against the hospital and pharmaceutical executives behind the “money chase,” and it’s hard to imagine a more educated, credible guide…The patients she interviewed share mind-boggling stories…She builds her case with one damning statistic after another…Rosenthal presents solutions both personal and societal in this commanding and necessary call to arms.” —Booklist (starred) “Provocatively analyzes...Rosenthal unveils with surgical precision the "dysfunctional medical market"...a startling cascade.” — Publishers Weekly (starred review). I have not read another volume that diagnoses the “deeply, perhaps fatally, flawed” system of health insurance and delivery with such lucidity, dissects its critical shortcomings, and provides such a clear prescription for its ills. Bold, imaginative, tautly written and filled with fury and compassion, this book will serve as the definitive guide to the past and future of health care in America.” —Siddhartha Mukherjee, Pulitzer Prize-winning author of The Emperor of All Maladies and The Gene. Elisabeth Rosenthal’s remarkable, outrage-inducing book reveals how each attempt to check the health industry’s excesses has been exploited for monetary gain. Both a fascinating history of dysfunction, and a clear manifesto for change.” —Sheri Fink, M.D., Ph.D., Pulitzer Prize-winning author of Five Days at Memorial and War Hospital “Through vivid, heart wrenching stories and trenchant analysis, Libby Rosenthal unveils the irrationality, indifference, harmfulness, and downright unfairness of the American health care system that can often seem more driven by profit than caring and compassion.
Reviews
"An American Sickness is a gripping, fast paced and revolting dive from 50,000 feet above into the morass of what passes for healthcare in the USA. Patients are barely tolerated in a system optimized to pass money from bank accounts to providers. Because Rosenthal (an MD herself) was a columnist for the New York Times, she received thousands of contacts over the years. She researched them and they provide the vivid and shameful examples of financial abuse in the industry (with real names). She has distilled them into a perverse list of principles of US healthcare that explains everything and forms the backbone of the book: 1. As the American economy freefalls into dysfunction, doctors and nurses have become “independent contractors”, just like everyone else. Administrators are no longer senior caregivers but numbers people who must limit the poorly insured and maximize the profit on every square foot. The rest of the western world and history are the proof: “If the March of Dimes was operating according to today’s foundation models, we’d have iron lungs in five different colors controlled by iPhone apps – but we wouldn’t have a cheap polio vaccine,” Rosenthal quotes Dr. Michael Brownlee. Rosenthal provides really useful links and sample letters, because customers are all in this same situation – ignorant and powerless. This book is worth far more than a month’s health insurance; it can save you a fortune, and give you back your life."
"I have been a nurse since 1978 and have had a front row seat to the changes in health care in the ensuing decades."
"Not a subject matter I would normally be interested in, but in the current political climate I felt I should get a better understanding of what is going on in the healthcare industries. I am not a big fan of the government getting involved in healthcare, however if we are going to let free enterprise control the costs I think it is important to know if the healthcare industries will respond to true competition like other industries such as the telecommunication and automotive industries."
"While we cannot mandate morals, consumers can choose alternatives to products and services born from financial incentives. But the greed of corporate organizations, a select few physicians and physician group practice managers who want to 'maximize' income charge prices that far exceed the value of what is given."
"Dr. Rosenthal's background makes her uniquely qualified to write this well-researched book."
"Not much more needs to be added to her call for action on our part."
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Best Business Insurance

The Wisdom of Finance: Discovering Humanity in the World of Risk and Return
"A fascinating new perspective on modern finance," --Oliver Hart, 2016 Nobel Laureate in Economics. "Lucid, witty and delightfully erudite...From the French revolution to film noir, from the history of probability to Jane Austen and The Simpsons , this is an astonishing intellectual feast." With incisive wit and irony, his lecture drew upon a rich knowledge of literature, film, history, and philosophy to explain the inner workings of finance in a manner that has never been seen before. The mix of finance and the humanities creates unusual pairings: Jane Austen and Anthony Trollope are guides to risk management; Jeff Koons becomes an advocate of leverage; and Mel Brooks’s The Producers teaches us about fiduciary responsibility. Among many surprising parallels, bankruptcy teaches us how to react to failure, the lessons of mergers apply to marriages, and the Capital Asset Pricing Model demonstrates the true value of relationships. ''For those of us who have long believed that the field of finance was more than a way to make a good living, Mihir Desai has written a liberating book. ''In this lucid, witty and delightfully erudite study, Mihir Desai connects finance to philosophy, literature and the deep essence of the human condition. Mihir eloquently traces the products, practices, and services of our modern financial system to their roots while providing literary context and illustration. ''Mihir Desai brilliantly applies original lessons drawn from the world of finance to enable all of us to lead more secure, fulfilling and happier lives. Using myriad examples from historical sources and current experiences, Desai takes essential financial theories and translates them into easily understood ways to enrich and improve our lives. ''. --Bill George, former chairman and CEO of Medtronic and author of Discover Your True North ''This book does valuable work toward demystifying finance for laypeople and deepening the art for practitioners…Will broaden and enrich any perspective.''.
Reviews
"The Wisdom of Finance is worth reading if only to marvel at Mihir Desai’s amazing mind, wide range, and exciting set of insights. The book undersells itself, claiming to use a range of novels, movies, music, TV shows, philosophy and history to better understand and illuminate finance."
"Easy read, extremely well written, and illuminating even for (or perhaps especially for) someone who has spent the last 20 years in the field."
"The best book I’ve read on that topic is entitled Financial Fitness: The Offense, Defense, and Playing People of Personal Finance. It makes me think of an advanced version of books like The Tipping Point or Freakonomics, except it seems to aim less to a business audience and more to academia. If you enjoy studying things like insurance and investment banking, this book gets past the math and statistics and helps finance come alive through stories and the human element."
"They teach you about present value of money, asset allocation, diversification, CAPM, ROA, ROE, Alpha, Beta, CDS, MBS, etc. He does not quote Shakespear, Jane Austen, or Socrates to show off his knowledge but instead to place whatever concepts he presents (such as options, derivatives, investments) in an interesting and often ancient historical context. I derived a good empirical knowledge and understanding of all that stuff as all practicioners of finance eventually do."
"One of the best books on finance that I've ever read."
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Best Automotive Insurance

Insurance Claim Secrets REVEALED!
This is the best book you can own on the strategies YOU need to use to get the insurance companies to pay you ALL the money you are entitled to collect when you have a claim. In this book, you will learn: – The games and scams insurance companies use to cut costs and keep claim payments at the lowest amounts possible. – When it's the right time to use an attorney. – How you can take control of your claim, and not allow the insurance company or claims adjuster to control YOU. – What a Public Adjuster is, and the valuable help you can get from Public Adjusters. – That the insurance adjuster is NOT there to help you. – and much more. – What to do when you have a car accident...BEFORE you. open the car door or talk to anyone. – How much MORE money I collected (thousands!). in the two little claims I had while writing this book. –About Diminished Value on automobiles, and how it can cost you THOUSANDS if you don't fight. – About cheap aftermarket auto parts that insurance companies LOVE, but leave you less safe. – And so much more.
Reviews
"However, they still would not pay for replacement cost because their ACV figures are extremely biased due to having a vested interest in the policy."
"I would recommend anyone dealing with an insurance claim read this book."
"While the author seems like a nice enough chap, I was a little surprised that his editors didn't pick up on some pretty sexist language and proud pro-gun opinions -- not expected or necessary in a book about insurance claims in 2016."
"Boy, were they surprised when I kept sending inventories and took the full two years to settle my claim."
"It was a really good informative read but the relevance of information is called into question."
"Very informative and eye opener."
"Do yourself a favor and buy this book before you suffer a loss."
"I'm in the industry and I know what this books covers is good information."
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Best Risk Management

Against the Gods: The Remarkable Story of Risk
an engaging introduction to the oddsmakers, whom Bernstein regards as true humanists helping to release mankind from the choke holds of superstition and fatalism." "With his wonderful knowledge of the history and current manifestations of risk, Peter Bernstein brings us Against the Gods. -John Kenneth Galbraith Professor of Economics Emeritus, Harvard University. In this unique exploration of the role of risk in our society, Peter Bernstein argues that the notion of bringing risk under control is one of the central ideas that distinguishes modern times from the distant past. Against the Gods chronicles the remarkable intellectual adventure that liberated humanity from oracles and soothsayers by means of the powerful tools of risk management that are available to us today. this challenging volume will help you understand the uncertainties that every investor must face." "There's a growing market for savants who can render the recondite intelligibly-witness Stephen Jay Gould (natural history), Oliver Sacks (disease), Richard Dawkins (heredity), James Gleick (physics), Paul Krugman (economics)-and Bernstein would mingle well in their company." Bernstein (Capital Ideas) animates his narrative with a colorful cast of risk-analyzers, including gambling addict Girolamo Cardano, 16th-century Italian physician to the Pope; and John Maynard Keynes, whose concerns over economic uncertainty compelled him to recommend an active, interventionist role for government.
Reviews
"Maybe these studies had not yet come out when the book was published, but at least the author should not have taken high volatility = high returns as an article of faith like he does."
"Well written, builds nicely, good pacing."
"This is the history of risk management through risk measurement."
"Faith based investing, management of risk, value investing..."
"This is a great read given the subject matter."
"Love the book!"
"I can recommend this book to anyone interested in thinking propabilities and how they can affect your decision making."
"I am trained in mathematics and have worked extensively in the area of risk management. I enjoyed learning about the inventors of the major developers of gambling, probability, utility theory and risk."
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